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Maximize Yield

Put USDST and other assets to work across STRATO's earning products.

Rates are variable

STRATO does not promise fixed returns. APYs, stability fees, swap volume and reward emissions all change. The app shows current figures on each page. Any numbers below are illustrative.

Where Yield Comes From

Source Where in the app What you earn
USDST Savings Vault Earn → USDST Savings Vault Deposit USDST and receive saveUSDST shares, which grow as the protocol adds savings yield
Swap pool liquidity Advanced → Swap Pools, V3 Liquidity A share of swap fees (standard pools default to a 0.3% fee, 70% of it to LPs)
Yield vaults Earn (listed under All Opportunities) Vault-specific yield. Vaults not yet live show "Coming Soon".
Staking Stake Rewards for staking STRATO with validators
Reward Points Rewards Emissions to eligible positions (LP, savings, vaults and others)

Which positions currently earn Reward Points, and at what rate, is listed under Rewards → Activities. Some activities have emissions switched off.

Strategy: Mint USDST, Then Earn on It

If you hold assets you want to keep, you can mint USDST against them and deposit the USDST into an earning product. This is only profitable while earn yield + reward value > stability fee + fees.

Step 1: Mint USDST

  1. Open Borrow, enter a Mint Amount, and keep the risk slider toward Safer.
  2. Note the vault's Stability Fee. That is your cost of capital.
  3. Click Mint.

See the Mint USDST (CDP) Guide.

Step 2a: Deposit in the Savings Vault (simplest)

  1. Open Earn and select USDST Savings Vault.
  2. Click Deposit, enter an amount, and confirm.
  3. Withdraw at any time from the same page (unless the vault is paused).

Step 2b: Or Provide Liquidity

  1. Open Advanced → Swap Pools and pick a pool. Stablecoin pools (for example USDT-USDC-USDST or sUSDS-USDST) carry less impermanent-loss risk than volatile pairs.
  2. Get the pool's tokens with Trade, or use Advanced → PSM to mint USDST from USDC/USDT or redeem USDST back to them.
  3. Click Deposit Liquidity, enter amounts, and confirm. You receive LP tokens.

For concentrated liquidity, use V3 Liquidity. See the Liquidity Guide.

Step 3: Claim Rewards

Open Rewards. Click Claim All at the top of the page, or claim per activity on the My Active Positions tab. See the Rewards Guide.

How to estimate net yield (illustrative)

Mint 10,000 USDST from a vault with stability fee f, and deposit it where it earns APY a plus reward value r:

Net annual yield ≈ 10,000 × (a + r − f) − transaction fees − swap costs

If a + r is below f, the strategy loses money even though your collateral is untouched.

Skip the Minting Step

If you already hold stablecoins on another network, you can bridge them straight into the Savings Vault. On Fund → Bridge In, choose saveUSDST under You Receive On STRATO. This avoids CDP debt and liquidation risk entirely.

Risks

  • Liquidation: Your CDP vault can be liquidated if its collateral price falls, regardless of how the USDST is earning. Watch the health factor on Borrow → Your Vaults.
  • Impermanent loss: LP positions in volatile pairs can underperform simply holding the tokens.
  • Variable rates: Savings yield, swap volume and reward emissions can fall below your stability fee.
  • Pauses and limits: Vaults, pools and the PSM can be paused, and PSM redemptions depend on available liquidity.
  • Smart contract risk.

See the Safety Guide.

Exit

  1. Withdraw from the Savings Vault, or click Withdraw Liquidity on your pool.
  2. Claim any remaining rewards.
  3. On Borrow → Your Vaults, click Repay All USDST, then Withdraw Max on your collateral.
  4. Optionally bridge assets out. See Withdrawals.

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